Financial Arrangements

We will discuss your financial obligations and responsibilities in a private and confidential manner.  If you have an insurance plan, we will submit our recommendations to your insurance provider.  If you are paying on a fee-for-service basis, we will work with you on how you can best receive the care you deserve.

Option A:  Payment in advance of treatment plans over $1000 will receive a 5% discount

Option B:  Pay as You Go:  You may choose to pay your obligation for each visit, at the visit.

Option C:  Monthly Budget Plan

• For those who would like to make monthly payments, a credit card number may be left on account.

• The monthly amount and day of billing will be conveniently worked out for you by Marcia

• The exact amount will be tailored to fit your budget and needs of our office.

Option D:  Combining Insurance Benefits and Out of Pocket

• Insurance plans cover many of the procedures we recommend on a partial basis.  Some procedures, depending on your condition, can be completely covered.  However, we recommend treatment plans based on your optimum care needs.  Insurance providers can base much of your coverage on your premium payments.  State-of-the-art esthetic and restorative dentistry can conflict with an insurance plan's view of "necessary" dentistry.  All dentistry should be looked at as elective dentistry because it all comes down to whether you decide it is for you.

• It is our pleasure to assist you in maximizing your insurance benefit.  Please keep us updated with our current insurance information.

• Our office does not accept insurance as payment in full.  As a courtesy to our patients, our office will submit your dental insurance claims.  You will be expected to pay an estimated co-payment at the time of your visit.  Please keep in mind, any estimate we provide for you, is only an estimate.  We will bill you for any difference.

• We can help you determine the approximate portion of fees your insurance will cover.  If necessary, we will file a pre-estimate form to determine the amount of benefits you will receive for treatment.  As a courtesy, in addition to filing the claim, if you prefer we will initially ask you only for your estimated co-payment.  Please understand that this is only an estimate, and is based upon the information available to us.

The financial obligation for dental treatment is between you and our office, the insurance company is responsible to you, and not to our office.  We will assist you in any way that we can.  Once your carrier has paid the claim, any difference will be due at that time.

We Accept Visa, MasterCard, American Express, and Discover.

We also accept checks, cash, money orders, and debit cards.